Evergreen Ford

The arrival of warmer weather brings one of the most highly anticipated times of the year for automotive shoppers: the Ford Summer Sales Event. This seasonal event may feature manufacturer incentives and financing offers on select vehicles. Availability and terms can vary by model and region.

During this seasonal window, the incentives are structured to lower the overall cost of ownership. These packages frequently feature low-interest financing, flexible lease structures, and retail bonus cash. For those ready to upgrade their daily commute or weekend capability, our team at Evergreen Ford on 18th Avenue Northwest is fully prepared to walk you through the active regional incentives.

A hallmark of this event is its structure of manufacturer offers. In past campaigns, this has included nationwide initiatives such as the prior employee-pricing campaign, which allowed retail buyers to purchase eligible models at the factory A-Plan price printed directly on the invoice. This structure translates to substantial savings, available at MSRP or with manufacturer incentives where applicable. If you want to check which models currently qualify for these manufacturer incentives, you can easily reach our sales desk by giving us a quick call to discuss the latest details.

2026 Ford Bronco and Bronco Sport​

Table of Contents

What Promotions and Financing Offers Are Typically Included in the Summer Campaign?

The promotional landscape of a summer sales campaign is diverse, offering tailored paths for different types of buyers. While some drivers prioritize minimizing their long-term interest payments, others look to reduce their monthly out-of-pocket costs or secure low-down-payment lease terms. To address these varying financial goals, the manufacturer typically rolls out a multi-tiered incentive structure.

One of the most popular configurations is the "0-0-0" promotional structure. This package is designed to minimize upfront hurdles and delay immediate payment obligations. When active, it generally includes:

  • Zero down payment at the time of purchase.
  • 0% APR financing for a specified introductory term, such as 36 or 48 months.
  • No payments for the first 90 days, allowing buyers to enjoy their new vehicle throughout the summer season before their first billing cycle begins.

For truck buyers, these promotions often extend to the popular 2026 Ford F-150, which is available in premium trims like the Lariat (starting at $59,560 MSRP) and the well-equipped Platinum (starting at $68,800 MSRP). During major summer promotions, qualifying buyers might secure contact us for current financing details on a new F-150, combined with deferred payments for up to 90 days and direct cash down-payment assistance. To streamline your purchasing process and see which tier you qualify for, you can prequalify online before visiting our showroom.

Additionally, these summer campaigns often include value-added ownership perks. Select purchases may come bundled with a complimentary 2-year/25,000-mile Premium Maintenance Plan, providing peace of mind from the very first mile. For buyers looking for pre-owned alternatives to brand-new models, our extensive pre-owned inventory also features excellent seasonal pricing and competitive standard rates.

Pricing

Pricing by trim

Feature King Ranch Lariat Platinum Police Responder Raptor STX Tremor XL XLT
Base MSRP $65,825 $59,560 $68,800 $52,350 $79,005 $41,855 $64,915 $37,290 $44,695
Destination charge $2,795 $2,795 $2,795 $2,795 $2,795 $2,795 $2,795 $2,795 $2,795

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Does Ford Offer Zero Percent APR Financing During Summer Sales Events?

Yes, zero percent financing is a cornerstone of the summer promotional calendar, particularly on highly sought-after SUVs and select light trucks. This financing structure is highly valued because every dollar of your monthly payment goes directly toward the principal balance of the vehicle, potentially reducing total interest costs over the life of the loan.

During these events, popular models such as the 2026 Ford Escape and the 2026 Ford Explorer frequently feature contact us for current financing details through the manufacturer's preferred lending arm, Ford Credit. For example, the family-focused 2026 Ford Explorer Active—featuring a 2.3L EcoBoost engine, a 10-speed automatic transmission, and a towing capacity of 5,000 lbs—is a frequent candidate for these zero-interest campaigns.

To take full advantage of these zero-percent opportunities, many buyers choose to trade in their current vehicles. Trading in a vehicle acts as an immediate down payment, further reducing the financed principal and lowering monthly obligations. You can easily value your trade-in using our online tool, which provides a transparent, market-reflective estimate in just a few minutes.

Engine & Performance

Powertrain specs by trim

Feature King Ranch Lariat Platinum Police Responder Raptor STX Tremor XL XLT
Engine 3.5L 5.0L 3.5L 3.5L 3.5L 2.7L 3.5L 2.7L 2.7L
Horsepower 382 hp 400 hp 382 hp 400 hp 450 hp 325 hp 382 hp 325 hp 325 hp
Torque 500 lb-ft 410 lb-ft 500 lb-ft 500 lb-ft 510 lb-ft 400 lb-ft 500 lb-ft 400 lb-ft 400 lb-ft
Transmission 10-speed automatic 10-speed automatic 10-speed automatic 10-speed automatic 10-speed automatic 10-speed automatic 10-speed automatic 10-speed automatic 10-speed automatic
Drivetrain Rear-wheel drive Rear-wheel drive Rear-wheel drive Four-wheel Drive Four-wheel Drive Rear-wheel drive Four-wheel Drive Rear-wheel drive Rear-wheel drive

​2026 Ford Super Duty Trucks​

Requirements to Qualify for Special Zero Percent APR SUV and Truck Promotions

Securing a zero-percent interest rate requires meeting specific underwriting criteria established by Ford Credit. Because these promotional rates represent a significant financial subsidy from the manufacturer, they are reserved for buyers who present a lower risk profile. Understanding these guidelines beforehand can help you prepare your financial profile for a smooth approval process.

First and foremost, credit tiering is the primary factor. The top tier of credit, often referred to as Tier 1 or Tier 1+, is typically required. While specific credit score cutoffs can vary by region and individual credit profiles, lenders generally look for a FICO score of 740 or higher. However, underwriters also evaluate your overall debt-to-income ratio and your past automotive repayment history. A buyer with a slightly lower score but a flawless history of paying off previous auto loans may still receive strong consideration.

Second, the length of the financing term is closely tied to the interest rate. Zero-percent offers are most commonly structured for shorter terms, such as 36 months. While longer terms like 60 or 72 months are sometimes available, they may carry a slightly higher promotional rate, such as competitive financing rates.

Finally, proper documentation is essential for a quick approval. When visiting the dealership, arriving with current pay stubs, proof of residency (such as a utility bill), and an active auto insurance binder ensures the finance team can submit a complete, strong application to the underwriter without delay.

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Can You Combine Cash Back Rebates With Low APR Financing Offers?

A common question among summer shoppers is whether they can stack customer cash back rebates on top of promotional low-APR financing rates. In the vast majority of manufacturer incentive programs, these two major offers are structured as mutually exclusive options. Buyers are typically asked to choose between a direct price reduction (cash back) or a long-term interest rate reduction (promotional APR).

To make the best decision, it helps to analyze how each option impacts your overall cost of ownership:

  • Choosing Customer Cash Back: This option immediately lowers the purchase price of the vehicle. For instance, if a model features a manufacturer cash back incentive incentive, your financed principal drops by that exact amount. This is often the preferred route for buyers who plan to pay off the loan very quickly or those who are securing independent financing through a personal credit union.
  • Choosing 0% APR Financing: This option is usually the potentially advantageous for buyers planning to finance over the full term of the loan. On a vehicle with a higher MSRP, eliminating interest charges over 36 or 48 months often saves more money in the long run than a one-time cash rebate of a manufacturer cash back incentive.

Our finance experts are always available to run side-by-side payment calculations for you. By comparing the exact monthly payments and total interest costs of both paths, we help you identify the specific structure that aligns with your personal budget.

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Understanding Lease Offers and Special Student or Military Discounts

For drivers who prefer to drive a new vehicle every few years, the Summer Sales Event features competitive lease programs. These Red Carpet Lease offers are structured with low monthly payments and flexible mileage limits. Popular models like the 2026 Ford Explorer Active 4WD or the versatile 2025 Ford Bronco Sport Big Bend are regularly featured with promotional 36-month lease terms that require minimal capitalized cost reductions due at signing.

On top of these broad seasonal promotions, special demographic programs can often be stacked to explore available offers. These specialized incentives provide an additional $500 in direct bonus cash. The two primary programs include:

  • Military Appreciation Program: Available to active-duty military members, veterans, and eligible household dependents as a thank-you for their service.
  • College Student Recognition Program: Designed for current college students and recent graduates to help them transition into a reliable new vehicle.

These targeted incentives can typically be combined with nationwide summer lease or retail finance offers, providing an extra layer of savings for qualified local buyers.

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Where Issaquah Shoppers Can Find the Best Promotional Offers and Eligible Models

For shoppers looking to explore these summer incentives, our showroom is the local destination for the complete lineup of new vehicles. Located near the scenic trails of Cougar Mountain Regional Wildland Park, our dealership is perfectly situated for active Pacific Northwest lifestyles. Whether you need an SUV capable of hauling gear to Lake Sammamish or a robust truck for regional towing, we have the inventory to match.

The terrain around Issaquah demands versatile performance, which is why models equipped with intelligent all-wheel-drive systems are highly favored. The 2026 Ford Explorer, with its generous about 16 cu ft of cargo space behind the third row and a robust 300 hp EcoBoost engine, is a perfect fit for local families who split their time between daily school runs and weekend mountain hikes. During the summer sales event, you can browse our new Ford inventory to find these highly capable models with active promotional rates.

Our team is dedicated to providing a transparent, pressure-free buying experience. We invite you to visit our showroom, take a test drive along our scenic local routes, and let our finance specialists build a custom purchase plan tailored to your needs.

2026 Ford F-150​​

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Fuel Economy

Fuel economy and range by trim

Feature King Ranch Lariat Platinum Police Responder Raptor STX Tremor XL XLT
MPG 17 city / 25 hwy / 20 combined 17 city / 25 hwy / 20 combined 17 city / 25 hwy / 20 combined — 14 city / 18 hwy / 16 combined 19 city / 25 hwy / 21 combined 16 city / 21 hwy / 18 combined 19 city / 25 hwy / 21 combined 19 city / 25 hwy / 21 combined

Common Questions About Seasonal Incentives and Financing Qualifications

Q: How long does the Ford Summer Sales Event typically run?

The primary national summer campaigns, such as the employee pricing promotions, generally run through early July, with a coordinated end date of July 6. However, regional summer incentives, low-APR financing offers, and lease deals often continue with updated terms through August 31.

Q: Can I get 0% APR on specialty or high-performance Ford models?

Highly specialized, low-volume, or high-performance models are typically excluded from promotional zero-percent financing programs. These exclusions generally apply to vehicles like the Shelby Mustang, Raptor trims, and certain commercial chassis configurations, which carry standard market rates.

Q: What should I bring to the dealership to secure promotional financing?

To ensure a quick approval process, you should bring a valid driver's license, your two most recent pay stubs, a current utility bill to verify your physical address, and your current auto insurance information. If you plan to trade in a vehicle, bringing the title or current loan payoff information is also required.

Q: Are there low-APR financing options for terms longer than 36 months?

Yes, promotional interest rates are often available for extended terms such as 48, 60, or 72 months. While the absolute lowest rates like 0% APR are typically reserved for 36-month terms, longer terms still feature competitive below-market rates, such as competitive financing rates, depending on the model.

Q: How can I verify if a specific vehicle in stock qualifies for summer incentives?

The easiest way to confirm eligibility is to contact our sales team directly. You can visit our dealership in Issaquah for a personalized consultation, or simply give us a quick call to check the incentive status of any vehicle on our lot.

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